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Channel: Budgeting Archives - A Cultivated Nest
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When Your Budget Just Isn’t Working

There are two things that everyone should know about budgets. First, they’re extremely personal. Just because one system works for your friends or family, doesn’t mean that it will work for you as...

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5 Common Budget Mistakes You May Be Making

Budgeting can be hard! Wait, let me clarify that; making a budget is fairly simple, sticking to that budget is hard. It’s so easy to make mistakes with your budget and unfortunately those mistakes can...

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5 Budgeting Tools That Make Budgeting Easy

Many people make budgeting more complicated than it needs to be and the amount of online budgeting tools out there only help to make things complicated.  Besides old school pen and paper methods, there...

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Can’t Pay Your Bills: Budget Rescue 911

Like it or not, sometimes our budgets just get into trouble. Sure, we do what we can, when we can, but sometimes, no matter what we do, it’s just not enough to help prevent massive budget failure and a...

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How to Use the iBotta App To Save Money!

Are you using ibotta? If not, you’re leaving money that you could be saving just lying around! ibotta is a free grocery rebate app that can really help cut down the cost of your groceries! iBotta works...

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When Your Budget Just Isn’t Working

There are two things that everyone should know about budgets. First, they’re extremely personal. Just because one system works for your friends or family, doesn’t mean that it will work for you as...

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How To Plan An Emergency Menu For Your Family

Having an emergency menu plan for your family is an important part of any emergency preparation plan. If you lose your job, have a “tight” month or suffer a big drop in income for any reason, your...

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Dave Ramsey’s Seven Baby Steps Explained

Have you ever heard of Dave Ramsey? If so, you’ll know that his programs, Total Money Makeover and Financial Peace University are all based around 7 baby steps that he advises you take for your...

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How To Make The Simplest Budget Ever!

Budgeting can be so complicated, can’t it? It seems like every week there’s some new budgeting software, app, or tool that is being recommended, and we go off and running to test it out only to end up...

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5 Reasons Why You MUST Have a Budget

We’ve all heard it at one point or another- “you need a budget.” But what we don’t usually hear after that is exactly why we need to have one. It’s important to know why, especially if you’re new to...

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5 Great Free Apps For Organizing Your Receipts

The holidays may be over, so you may not be keeping any more gift receipts, but did you know that it’s important to keep regular receipts as well? If you’re the type of person that loves to use your...

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How To Track Your Expenses

It’s really important to have some sort of method for  tracking the amount of money you’re spending if you are trying to stay on budget . Thinking you’re going to remember what you spent is not going...

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10 Budget Binder Pinterest Ideas & A Freebie

Creating a budget is critical to keeping track of your money, staying within your budget and paying off any debt. But a budget can be hard to plan and set up if you don’t have experience with making...

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Sinking Funds: How Planning Ahead Saves You Money

Quite a bit of credit card debt in the United States is probably from people who didn’t have a good “money” plan in place. Lots of “emergencies” that really aren’t emergencies are charged to credit...

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9 Tips For Sticking To Your Budget

Are you having a hard time sticking to your budgeting? Making a budget can be difficult but sticking to it can often be harder! But it’s incredibly important for most of us to do so. Staying on budget...

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4 Reasons You May Not Want To Use Cash Envelopes

The cash envelope system is an extremely easy budget for most people to manage.  Basically, at the beginning of the month, you categorize your bills and expenses, write each one on an envelope and give...

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When Your Budget Just Isn’t Working

There are two things that everyone should know about budgets. First, they’re extremely personal. Just because one system works for your friends or family, doesn’t mean that it will work for you as...

View Article


Image may be NSFW.
Clik here to view.

5 Common Budget Mistakes You May Be Making

Budgeting can be hard! Wait, let me clarify that; making a budget is fairly simple, sticking to that budget is hard. It’s so easy to make mistakes with your budget and unfortunately those mistakes can...

View Article

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Clik here to view.

Tips For Financial Stability In The New Year

Nearly every family suffers from some sort of income instability at one point or another. Working toward financial freedom and security is a tough thing to manage. But it can be done with some simple...

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Envelope Budgeting System Free Printable Envelopes

If you’re working on saving money, there are few easier ways than with the envelope budgeting system! It’s very flexible, in that you can make an envelope budget for every area of your finances, or you...

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